FAQs
Do you charge a fee for your services?
No. My services are completely free — I’m compensated by the carriers, not by you. My job is to help you compare all your options and make sure you’re not overpaying for coverage.
Can I still get health insurance if it’s not Open Enrollment?
Yes. Private plans are available year-round — no need to wait for Open Enrollment. Marketplace (Obamacare) plans usually require a qualifying life event outside of the enrollment period.
Will my doctor be covered?
Most of the plans I offer use major PPO networks like United, Cigna, and PHCS, which include a wide range of doctors and hospitals nationwide. I always verify your doctors before finalizing a plan.
Can small businesses get group coverage even with only a few employees?
Yes. If you have as few as 2 full-time W-2 employees, you may qualify for small group coverage. I’ll help you compare whether a group plan or individual plans make more sense financially.
What’s an HSA and how does it work?
An HSA (Health Savings Account) is a tax-advantaged account that lets you save money for medical expenses. It’s a great way to lower your taxable income while building long-term health savings.
Still have a question?
Feel free to call, text or email us. Happy to answer any questions you may have.